I am attempting to prepare for an upcoming insurance battle - it would be a forward preparation if not for the insurance company telling me there is a "No Extension, No Exception" policy. Now, when you're talking about me, fine.
When you're talking about my child, and knowing that this early therapy can help my son live a normal life, and they want to cut that off three months into the year, they are going to hear about it.
In all fairness, I do understand that the therapy is expensive (trust me) and that not everyone is responsible for it. But I am also not responsible for others' weight-based health issues, or their drug problems or chronic pain.
But, insurance is there for those unpredictable events, correct? This is certainly something I did not anticipate. I also pay for insurance monthly, for myself and my son. Shoot, I've been in the healthcare pool for *years* and not taken as much as I've put in. Seriously.
Plus, there are strong indicators that given enough help early on, my sweetheart will be able to function at a higher level. He is making progress in therapy already, and I have to celebrate every minute of that. In the end, that will not only save health insurance, but the community at large. He'll be paying for someone else's therapy when he's older (fingers crossed).
I would prefer to do it without being fearful of the cut-off, because honestly I will work longer hours to pay for therapy, but there is only so much my flexible income can increase.
Plus, I am very sure that part of his happiness and well being rests in the fact that he has two parents who have time to play with him and sit down and give him ample attention. I could, very easily, find 16 hours of work to do per day and pay for more therapy - but I think it would only be to our combined detriment. It is crazy, in other words, and unattainable.
I think, though, that I will not put on the foil. Let's see what happens during the bout.
No comments:
Post a Comment